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Crazy Accident, Underinsured and GAP! PDF Print E-mail

Everyone has a budge, but when it comes to providing the best value, it is coverage first!  This value proposition was proven by the decisions one of our customers made about their auto insurance policy.   With the permission of our client we have posted pictures of a recent accident on The Fite Agency facebook page www.facebook.com/thefiteagency . In the accident, our client had right of way.  The damage resulted in the vehicle being totalled.  Our client had chosen to have Uninsured/Underinsured Motorist coverage on their policy as well as GAP coverage also known as auto loan/lease coverage.  The vehicle that was at fault could potentially have no inusurance or the state minimum limits of liabilitly.  Both would result in inadequate coverage to pay for the totalled Range Rover.  The Uninsured/Underinsured motorist coverage would pick up the difference in the coverage and ACV of the vehicle.  But what about the difference between the actual cash value (ACV) of the totalled vehicle and the loan amount.  That is where the GAP coverage comes in.  A loan amount can exceed the vehicle value for many reasons including depreciation and higher interest rates.  Be careful though because roll over these may not be covered:  1. Cost for extended warranties 2. Credit Life Insurance, Health, Accident or Disability insurance purchased with the loan or lease; or security deposits not refunded by a lessor;financial penalties imposed under a lease for excessive use.  3. Abnormal wear and tear or high mileage 4. overdue loan/lease payments at the time of loss

Call our office to learn more about how we can give you the best insurance value; customized specifically to meet your needs.  972-772-0540 

 
Insurance Companies We Represent PDF Print E-mail

At The Fite Agency we’ll work with you to understand your unique insurance needs. We’ll follow up with many fine insurance providers to deliver high-quality; affordable insurance options tailored to deliver the value and coverage you’re seeking.

Call us today 972-772-0540 or click on the quote now button to get free insurance quotes 24/7 instantly.

Some of our insurance partners include the following industry leaders:

Safeco, MetLife, Hartford, Kemper, Stillwater, Progressive, etc.

The Fite Agency is independently owned and locally operated to handle your insurance needs. We write all counties in Texas including

Anderson
Andrews
Angelina
Aransas
Archer
Armstrong
Atascosa
Austin
Bailey
Bandera
Bastrop   
Baylor
Bee
Bell
Bexar
Blanco
Borden
Bosque
Bowie
Brazoria
Brazos
Brewster
Briscoe
Brooks
Brown
Burleson
Burnet
Caldwell
Calhoun
Callahan
Cameron
Camp
Carson
Cass
Castro
Chambers
Cherokee
Childress
Clay
Cochran
Coke
Coleman
Collin
Collingsworth
Colorado
Comal
Comanche
Concho
Cooke
Coryell
Cottle
Crane
Crockett
Crosby
Culberson
Dallam
Dallas
Dawson
De Witt
Deaf Smith
Delta
Denton
Dickens
Dimmit
Donley

Duval
Eastland
Ector
Edwards
El Paso
Ellis
Erath
Falls
Fannin
Fayette
Fisher
Floyd
Foard
Fort Bend
Franklin
Freestone
Frio
Gaines
Galveston
Garza
Gillespie
Glasscock
Goliad
Gonzales
Gray
Grayson
Gregg
Grimes
Guadalupe
Hale
Hall
Hamilton
Hansford
Hardeman
Hardin
Harris
Harrison
Hartley
Haskell
Hays
Hemphill
Henderson
Hidalgo
Hill
Hockley
Hood
Hopkins
Houston
Howard
Hudspeth
Hunt
Hutchinson
Irion
Jack
Jackson
Jasper
Jeff Davis
Jefferson
Jim Hogg
Jim Wells
Johnson
Jones
Karnes
Kaufman

Kendall
Kenedy
Kent
Kerr   
Kimble
King
Kinney
Kleberg
Knox
La Salle
Lamar
Lamb
Lampasas
Lavaca
Lee
Leon
Liberty
Limestone
Lipscomb
Live Oak
Llano
Loving
Lubbock
Lynn
Madison
Marion
Martin
Mason
Matagorda
Maverick
McCulloch
McLennan
McMullen
Medina
Menard
Midland
Milam
Mills
Mitchell
Montague
Montgomery
Moore
Morris
Motley
Nacogdoches
Navarro
Newton
Nolan
Nueces
Ochiltree
Oldham
Orange
Palo Pinto
Panola
Parker 
Parmer
Pecos
Polk
Potter
Presidio
Rains
Randall
Reagan
Real


Red River
Reeves
Refugio
Roberts
Robertson
Rockwall
Runnels
Rusk
Sabine
San Augustine
San Jacinto
San Patricio
San Saba
Schleicher
Scurry
Shackelford
Shelby
Sherman
Smith
Somervell
Starr
Stephens
Sterling
Stonewall
Sutton
Swisher
Tarrant
Taylor
Terrell
Terry
Throckmorton
Titus
Tom Green
Travis
Trinity
Tyler
Upshur
Upton
Uvalde
Val Verde
Van Zandt
Victoria
Walker
Waller
Ward
Washington
Webb
Wharton 
Wheeler
Wichita
Wilbarger
Willacy
Williamson
Wilson
Winkler
Wise
Wood
Yoakum
Young
Zapata
Zavala

We offer affordable and reliable insurance choices all across Texas and are adding new states every year.  We are also licensed in Arkansas, Arizona, California, Colorado, Indiana Kentucky, New Mexico,  South Carolina, Tennessee, and growing

THE FITE AGENCY: More Options, Better Coverage…Less Money!!. Call for a quote today at 972-772-0540 or click on the Quote now button to get quotes instantly 24/7.

 

 
Insurance Companies We Represent PDF Print E-mail

At The Fite Agency we’ll work with you to understand your unique insurance needs. We’ll follow up with many fine insurance providers to deliver high-quality; affordable insurance options tailored to deliver the value and coverage you’re seeking.

Call us today 972-772-0540 or click on the quote now button to get free insurance quotes 24/7 instantly.

Some of our insurance partners include the following industry leaders:

Safeco, MetLife, Hartford, Kemper, Stillwater, Progressive, etc.

The Fite Agency is independently owned and locally operated to handle your insurance needs. We write all counties in Texas including

Anderson
Andrews
Angelina
Aransas
Archer
Armstrong
Atascosa
Austin
Bailey
Bandera
Bastrop   
Baylor
Bee
Bell
Bexar
Blanco
Borden
Bosque
Bowie
Brazoria
Brazos
Brewster
Briscoe
Brooks
Brown
Burleson
Burnet
Caldwell
Calhoun
Callahan
Cameron
Camp
Carson
Cass
Castro
Chambers
Cherokee
Childress
Clay
Cochran
Coke
Coleman
Collin
Collingsworth
Colorado
Comal
Comanche
Concho
Cooke
Coryell
Cottle
Crane
Crockett
Crosby
Culberson
Dallam
Dallas
Dawson
De Witt
Deaf Smith
Delta
Denton
Dickens
Dimmit
Donley

Duval
Eastland
Ector
Edwards
El Paso
Ellis
Erath
Falls
Fannin
Fayette
Fisher
Floyd
Foard
Fort Bend
Franklin
Freestone
Frio
Gaines
Galveston
Garza
Gillespie
Glasscock
Goliad
Gonzales
Gray
Grayson
Gregg
Grimes
Guadalupe
Hale
Hall
Hamilton
Hansford
Hardeman
Hardin
Harris
Harrison
Hartley
Haskell
Hays
Hemphill
Henderson
Hidalgo
Hill
Hockley
Hood
Hopkins
Houston
Howard
Hudspeth
Hunt
Hutchinson
Irion
Jack
Jackson
Jasper
Jeff Davis
Jefferson
Jim Hogg
Jim Wells
Johnson
Jones
Karnes
Kaufman

Kendall
Kenedy
Kent
Kerr   
Kimble
King
Kinney
Kleberg
Knox
La Salle
Lamar
Lamb
Lampasas
Lavaca
Lee
Leon
Liberty
Limestone
Lipscomb
Live Oak
Llano
Loving
Lubbock
Lynn
Madison
Marion
Martin
Mason
Matagorda
Maverick
McCulloch
McLennan
McMullen
Medina
Menard
Midland
Milam
Mills
Mitchell
Montague
Montgomery
Moore
Morris
Motley
Nacogdoches
Navarro
Newton
Nolan
Nueces
Ochiltree
Oldham
Orange
Palo Pinto
Panola
Parker 
Parmer
Pecos
Polk
Potter
Presidio
Rains
Randall
Reagan
Real


Red River
Reeves
Refugio
Roberts
Robertson
Rockwall
Runnels
Rusk
Sabine
San Augustine
San Jacinto
San Patricio
San Saba
Schleicher
Scurry
Shackelford
Shelby
Sherman
Smith
Somervell
Starr
Stephens
Sterling
Stonewall
Sutton
Swisher
Tarrant
Taylor
Terrell
Terry
Throckmorton
Titus
Tom Green
Travis
Trinity
Tyler
Upshur
Upton
Uvalde
Val Verde
Van Zandt
Victoria
Walker
Waller
Ward
Washington
Webb
Wharton 
Wheeler
Wichita
Wilbarger
Willacy
Williamson
Wilson
Winkler
Wise
Wood
Yoakum
Young
Zapata
Zavala

We offer affordable and reliable insurance choices all across Texas and are adding new states every year.  We are also licensed in Arkansas, Arizona, California, Colorado, Indiana Kentucky, New Mexico,  South Carolina, Tennessee, and growing

THE FITE AGENCY: More Options, Better Coverage…Less Money!!. Call for a quote today at 972-772-0540 or click on the Quote now button to get quotes instantly 24/7.

 

 
The Live vs. Artificial Debate PDF Print E-mail

The Christmas tree conundrum: real or fake?

 

The kind of tree that adorns a person’s home during the holidays can provoke debate as much as Coke vs. Pepsi or Chevy vs. Ford.

 

When it comes to Christmas trees, do you choose live or artificial? Do you buy a fresh cut tree from a local vendor, or do you prefer the convenience of an artificial tree that won’t shed its needles, doesn’t need water and already has lights?

 

Both live and artificial trees have their advantages and disadvantages, and we here at The Fite Agency certainly aren’t going to try to convince you that one is “right.” But in the spirit of giving, we thought we’d provide some information to help you make the best decision for you and your family.

 

Artificial trees

According to the North Carolina Consumers Council, artificial trees pose fewer safety concerns than live trees, but that’s not to say they don’t have risks of their own. Even fake trees can catch fire when sockets are overloaded with Christmas lights, and it only takes seconds for any tree to become completely engulfed in flames. And yes, flame-resistant artificial trees will eventually succumb to a fire.

 

When using a pre-lit tree, always follow instructions, and place the tree in an open area where a fire won’t quickly spread to furniture or other things in close proximity.

 

The benefits of artificial trees, of course, are well-known. They’re convenient and often less messy than real trees. You can re-use them year after year, saving money and saving the environment. And there’s no need to spend time searching for the perfect tree, since it’s usually easy to adjust the “branches” to your liking.

 

Live trees

OK, so you want the real deal. That’s great! But you’re going to have to take a little more care than you would with an artificial tree. First of all, pick a tree that’s in good shape. If needles come off easily when you give it a shake or a quick pull on a branch, find another one.

 

When you get it home, cut off the bottom two inches of its trunk, and fill the tree stand with water regularly. This is the best way to prevent a fire. Remember not to overload it with lights and decorations. And the longer you keep your tree up, the drier— and the more dangerous – it will become.

 

Dispose of your tree properly as well. Don’t burn it or put it in your fireplace, as a burning Christmas tree can be harder to control than other types of fires.

 

If you’re a fan of real trees, you probably don’t need us to tell you the benefits. Just take in that smell and enjoy the season!

 

No matter what tree you choose, the important thing is to keep safety in mind as well. If you do that, your holiday enjoyment will be real, even if your tree isn’t!

 

Contact Us!

 

At The Fite Agency, we can work with you to make sure you've got the coverage you need, while at the same time using all possible credits and discounts to make that coverage affordable. Just give us a call at 972-772-0540 or send us a note at This e-mail address is being protected from spambots. You need JavaScript enabled to view it . We want to help you meet your goals, and make sure what's important to you is protected!

 
The Fite Agency wins Safeco Insurance® Make More Happen Award, $2,000 grant for Rockwall County Historical Foundation PDF Print E-mail

Online vote-off gives Rockwall County Historical Foundation opportunity to win $10,000

 

Rockwall, Texas (July 29, 2013) — Safeco Insurance has named The Fite Agency in Rockwall as a Make More Happen Award finalist for its volunteer service with Rockwall County Historical Foundation. The award includes a $2,000 donation from Safeco Insurance for Rockwall County Historical Foundation, and a chance to receive an additional $10,000 in the Safeco® Make More Happen online contest.

 

“Safeco’s Make More Happen Awards celebrate volunteerism and our independent agent partners who help make things better for others through their time, resources and dedication,”  Safeco President Matt Nickerson. “Safeco Insurance has a rich tradition of civic engagement, and our Make More Happen Awards are just one more way we help build stronger communities by supporting the efforts and causes that are important to our agents.”

 

The Fite Agency was selected for the award based on a photo and application demonstrating how volunteers make more happen for Rockwall County Historical Foundation, which serves Rockwall and encourages the restoration and recognition of significant places and people.  The photo and application for the Make More Happen Award was submitted by Frank Fite II, owner, The Fite Agency.

 

The Safeco Make More Happen contest runs through 10 a.m. PDT Aug. 19. The nonprofits supported by the top four vote-getters in the online event will each receive $10,000!

 

Anyone 13 and older can vote once a day here: http://www.safeco.com/about-safeco/community/make-more-happen-vote.

 

A link to the contest also can be found on the Safeco website at www.Safeco.com and the Safeco Facebook page: https://www.facebook.com/SafecoInsurance.

 
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The Fite Agency

311 E Interstate 30  

Rockwall, TX 75087

 972-772-0540

 

Remainder of State Toll Free
866-429-FITE (3483)

Personal and Business Insurance Agency

Let the Fite Agency provide you with competitive priced products and excellent customer service through superior rated insurance companies.