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Welcome to the Fite Agency

A periodic review of your insurance program helps you save money and keep your protection up-to-date with your changing needs. We provide a wealth of online resources to help you with that.

Agency Services

· Commercial Insurance

· Auto/Homeowner Package

· Homeowner Insurance

· Automobile Insurance

· Health Insurance

· Dental Insurance

· Medicare Supplement

· Certificates of Insurance

· Workers Compensation

· Business Auto Insurance

· Online Quote Forms

Or contact us at (972) 772-0540 or toll free (866)-429-3483 for a personal review session today.

 

 
Crazy Accident, Underinsured and GAP!

Everyone has a budge, but when it comes to providing the best value, it is coverage first!  This value proposition was proven by the decisions one of our customers made about their auto insurance policy.   With the permission of our client we have posted pictures of a recent accident on The Fite Agency facebook page www.facebook.com/thefiteagency . In the accident, our client had right of way.  The damage resulted in the vehicle being totalled.  Our client had chosen to have Uninsured/Underinsured Motorist coverage on their policy as well as GAP coverage also known as auto loan/lease coverage.  The vehicle that was at fault could potentially have no inusurance or the state minimum limits of liabilitly.  Both would result in inadequate coverage to pay for the totalled Range Rover.  The Uninsured/Underinsured motorist coverage would pick up the difference in the coverage and ACV of the vehicle.  But what about the difference between the actual cash value (ACV) of the totalled vehicle and the loan amount.  That is where the GAP coverage comes in.  A loan amount can exceed the vehicle value for many reasons including depreciation and higher interest rates.  Be careful though because roll over these may not be covered:  1. Cost for extended warranties 2. Credit Life Insurance, Health, Accident or Disability insurance purchased with the loan or lease; or security deposits not refunded by a lessor;financial penalties imposed under a lease for excessive use.  3. Abnormal wear and tear or high mileage 4. overdue loan/lease payments at the time of loss

Call our office to learn more about how we can give you the best insurance value; customized specifically to meet your needs.  972-772-0540 

The Fite Agency

311 E Interstate 30  

Rockwall, TX 75087

 972-772-0540

 

Remainder of State Toll Free
866-429-FITE (3483)

Personal and Business Insurance Agency

Let the Fite Agency provide you with competitive priced products and excellent customer service through superior rated insurance companies.